27450 Tourney Rd Ste 140, Valencia, CA 91355 Call Us (661) 253-0812

Dental Insurance and Financing in Valencia, CA

We believe outstanding dental care should be within reach for everyone. That's why we work with your insurance to maximize your benefits and offer flexible financing options, with rates as low as 0%, that make treatment affordable and stress-free.

The Valencia Aesthetic Dentistry team

We Work with Your Insurance

We know that making sense of dental insurance can be confusing. Our experienced team will verify your coverage, explain your benefits, and make sure you understand your out-of-pocket costs before any treatment begins.

At Valencia Aesthetic Dentistry, we're committed to working with your insurance provider to maximize your benefits so you get the care you need at a price that works for you.

Insurance Plans We Accept

Valencia Aesthetic Dentistry is proud to be in-network with many major PPO plans. Here are some of the plans we work with — and we welcome out-of-network benefits, too.

Delta Dental
Anthem
Ameritas
Blue Shield
Cigna
Sun Life
GeHA
Guardian
Humana
Aetna
Principal
UnitedHealthcare
MetLife
+ And many more

We Make It Easy

At Valencia Aesthetic Dentistry, we understand that dental care can be a significant investment. That's why we've partnered with top financing providers to offer solutions that fit your budget — making quality care more accessible and stress-free, so you can focus on your oral health without the worry.

Benefits of Dental Financing with Valencia Aesthetic Dentistry

  • Low interest rates

    Competitive, low-interest plans make it easier to manage your budget.

  • Affordable monthly payments

    Spread the cost of your dental care into manageable monthly payments.

  • No hard credit check

    Many options use only a soft credit check, so applying won't hurt your score.

  • Get the care you need

    Move forward with recommended treatment now and pay over time, without delay.

Our Dental Financing Partners

We're dedicated to providing you with the best financing options. We offer exceptional financing solutions through our trusted partners.

CareCredit

CareCredit provides a variety of payment options that can be used for managing the cost of numerous procedures. Most of our patients use CareCredit to finance cosmetic care that is not covered by insurance or the portion of their treatment that insurance doesn't cover. Approval is usually immediate, so you can schedule treatment as early as the same day.

  • Use for cosmetic care insurance doesn't cover
  • Promotional interest-free periods available
  • Instant decisions in most cases
  • Apply online or in our office
Apply for CareCredit

LendingClub Patient Solutions

Like CareCredit, LendingClub can be used to cover any dental service, whether it's medically necessary, restorative, or related to elective cosmetic treatment. LendingClub offers low monthly payment options and little to no interest on their plans. You can apply here at our office or online.

  • Covers any dental service, elective or necessary
  • Low monthly payment options
  • Little to no interest on many plans
  • Quick online application
Apply with LendingClub

In-Office Payment Options

Our Valencia practice offers financing both in our office and through third-party lenders, many at 0% or very low interest, so you can schedule treatment right when you need it rather than waiting weeks or months. Uninsured patients can also ask about our in-house membership plan.

  • 0% or low-interest plans through our office
  • In-house membership plan for uninsured patients
  • Itemized estimates before any treatment
  • We help you maximize insurance benefits first
Ask About Payment Options

Frequently Asked Questions About Insurance and Financing

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What if I'm out of network?

Even if we are out-of-network with your insurance, we will work with your insurance to reduce care costs. Although many insurance plans may restrict in-network benefits to certain providers, you can normally use your plan at out-of-network dentist's offices as long as you pay the difference in the coverage and treatment fee.

To help you better make decisions and understand your care, Valencia Aesthetic Dentistry will always print an itemized treatment plan that lists all fees and procedures included, along with your estimated insurance benefits and patient portion. That way, you know exactly what to expect prior to scheduling any treatment. Additionally, you can always choose to finance all or a portion of your procedure when necessary.

How much does my dental insurance cover?

Every patient at Valencia Aesthetic Dentistry will receive a detailed treatment care plan with an itemized insurance estimate included. That way, if you're planning to get a filling, crown, implant, or other procedure, you can see what your insurance is expected to cover compared to the total treatment price. When possible, our Valencia dentist will also offer alternative treatments worth considering so that you can compare them to one another and budget accordingly.

What about if I don't have dental insurance?

Many of our patients do not have dental insurance and choose to finance their dental treatment. They are able to make affordable, low monthly payments instead of enrolling in a separate insurance plan. Talk with one of our team members today to find out if you need dental health insurance, other options available to finance all of your dental treatment if you don't have insurance, and how affordable payment options work.

Can I use my dental insurance in conjunction with a financing plan?

Absolutely! We'll work with your insurance to maximize your benefits, and any remaining balance can be financed with our in-house plans or through a third-party provider.

How can I apply for dental financing?

Applying for financing with our partners is quick and easy. Here's how you can get started:

  • Consultation: Schedule an appointment with our team to discuss your dental needs and treatment plan.
  • Estimate: We'll provide a detailed cost estimate for your proposed treatment.
  • Application: Choose a financing option that suits you best and complete the application process online or in the office.
  • Approval: Once approved, you can begin your dental treatment right away with manageable monthly payments.
Why choose financing?

Financing your dental care offers several benefits:

  • Immediate Access to Care: Start your treatments without delay, addressing dental issues promptly.
  • Budget-Friendly Payments: Spread the cost of your dental procedures over time with affordable monthly payments.
  • Comprehensive Care: Get the full range of dental services you need, from preventive care to cosmetic and restorative treatments.

Quality Care That Fits Your Budget

We work with your insurance to maximize your benefits, and flexible financing covers whatever is left. Book your visit and our team will walk you through every option.